Enterprise financial platforms · AI-native
Six banking platforms, one agentic layer, built for regulated finance.
Six AI-native platforms (lending, infrastructure, wealth, customer intelligence, compliance, and insurance) built on one shared architecture. Deployable single-tenant, region-pinned to your jurisdiction, and audit-first by design.
Agentic AI · Aelix Agents
From software that informs to software that acts.
Every platform in the suite now has an agentic layer: agents that gather context, take the routine actions, and escalate the judgment calls to a human. Human-in-the-loop by default, auditable on every step, and running inside your perimeter. From CreditFlow's Underwriting Copilot to Guardian's Alert Triage Agent to Assurance's Claims Adjudication Agent, the agents act only through governed Aelix APIs and never cross a consequential boundary without approval. The reasoning model is swappable. Run it locally on-prem for full data residency, or use a hosted model where policy allows.
Human-in-the-loop by default.
Agents propose. A named human approves any consequential action.
Inside your perimeter.
Agents run in your single-tenant deployment, under your access controls.
Auditable on every step.
Every agent action lands in the same tamper-evident audit trail as a human action.
Swappable reasoning model.
Run a local model on-prem for full data residency, or a hosted model where policy allows.
The trade-off, refused
Modern enough to ship fast, defensible enough for your regulator.
Most financial software makes you choose between modern and defensible. Aelix Echo refuses the trade-off. Every platform ships with explainable AI, tamper-evident audit, credential-pluggable connectors, and per-jurisdiction compliance scaffolding. So you can modernize fast and answer to your regulator.
Explainable by default.
Every AI decision returns reason codes, not a black box.
Audit-first.
Hash-chained, tamper-evident logs across the stack.
Region-pinned and single-tenant.
Your data, your jurisdiction, your isolation boundary.
Pluggable connectors.
Rails, brokers, bureaus, and cores swap in by configuration, not rewrites.
The platforms
Start with one platform. The rest plug into the same architecture.
Aelix CreditFlow
AI underwriting and credit decisioning
Intelligent credit decisioning with explainable risk scoring and real-time portfolio optimization.
- Calibrated ML scoring with reason codes
- End-to-end origination, application to decision
Aelix CoreLink
Core banking modernization
Core banking modernization with UPI, Account Aggregator and NPCI-ready APIs, without ripping out the core.
- Legacy modernization, no big-bang migration
- Instant payments and Open Banking, six rails
Aelix Propel
AI advisory and portfolio optimization
Institutional-grade wealth management with automated rebalancing, tax-loss harvesting, and ESG.
- Drift rebalancing, TLH, ESG direct indexing
- Quantitative risk: VaR/CVaR + scenario stress tests
Aelix Vantage
Risk and decision analytics
Risk and decision analytics plus AI customer engagement: intent and sentiment analytics and omnichannel journeys.
- Trained NLP for intent, sentiment, and disputes
- Omnichannel journeys with governed next-best actions
Aelix Guardian
Fraud detection and AML
AI fraud detection and AML for banks: real-time transaction monitoring with audit-ready evidence.
- Real-time scoring, rules + ML side by side
- Case management with append-only audit trail
Aelix Assurance
P&C claims automation
AI-driven P&C claims automation for regulated carriers. Decisions you can defend on every file.
- Document intake with OCR and reason-coded triage
- Human-in-the-loop on every consequential action
Why Aelix Echo
Built for regulated finance, not retrofitted for it.
Explainable AI
Credit scores, offer rankings, and risk signals all return human-readable drivers.
Tamper-evident audit
Hash-chained logs with verification tooling. Defensible under examination.
Multi-jurisdiction
Designed to support US, UK, and India requirements (FCRA, ECOA, GDPR, PSD2, DPDP, RBI).
Pluggable, not locked-in
Payment rails, brokers, bureaus, and legacy cores connect by configuration.
Deploy your way
Single-tenant, region-pinned, on-prem-capable, fully observable.
Security and compliance
Capabilities we can stand behind. Posture we state plainly.
Here is our security posture, stated plainly. Capabilities and mechanisms we can stand behind, not badges we cannot.
Controls, true today
RBAC and MFA / OIDC.
Role-based access control and OIDC-backed multi-factor authentication.
mTLS and FAPI edge.
Mutual TLS for service-to-service, FAPI hardening at the edge.
Tamper-evident hash-chained audit.
Every state-changing action logged immutably.
Consent management and DSR endpoints.
GDPR / DPDP data-subject-rights flows built in.
Encryption in transit and at rest.
TLS everywhere, server-side encryption on stored data.
Region-pinned, single-tenant.
Your data stays in your jurisdiction, in your isolation boundary.
Compliance framing, honest language
Security posture.
SOC 2-aligned controls. SOC 2 Type II and ISO 27001 audits planned.
GDPR and DPDP.
Consent capture, DSR endpoints, and data residency designed to support GDPR and India DPDP scoping.
See it for yourself
See the platforms running on your stack.
A tailored technical walkthrough with our enterprise architecture team, mapped to your core, your rails, and your jurisdiction.